Please read the following Terms and Conditions carefully (including our Privacy Policy) before using this Site, so that you are aware of your legal rights and obligations with respect to HealthLoco.com

If you do not accept these conditions, please leave the Site immediately.

  1. Agreement

1.1      You hereby represent and warrant that:
1.1.1   you have read and agree to these conditions and our Privacy Policy;
1.1.2   all of the information provided by you to HealthLoco.com (including without limitation personal particulars and contact information) is accurate and complete.
1.2      HealthLoco.com may from time to time vary or amend these conditions by posting the amended conditions at this Site. Any use of the Site after the amendment of these conditions will be deemed to be acceptance of the amended conditions by you. If you do not agree to the amended conditions, please leave the site immediately.

  1. Content Use Conditions

2.1      You may not reproduce, modify, adapt, translate, publish, display, communicate, transmit, broadcast, podcast, webcast, distribute, sell, trade or exploit for any commercial or other purposes, any portion of, or any access to:
2.1.1   the Site;
2.1.2   any HealthLoco.com Content except, to the extent permitted, with the prior written consent of HealthLoco.com or unless expressly permitted in these conditions.
2.2      All HealthLoco.com Content are the copyrighted work of HealthLoco.com or its content or software providers, and HealthLoco.com reserves and retains all rights in the HealthLoco.com Content.

  1. Intellectual Property

3.1      The copyright, patents, trade marks, registered designs and all intellectual property rights in the Site, and all HealthLoco.com Content, including without limitation the copyright in the compilation of all User Content, shall vest in and remain with HealthLoco.com.

  1. Disclaimers & Limitations

4.1      While we make every effort to ensure that all HealthLoco.com Content displayed on the Site is accurate and complete, we provide the HealthLoco.com Content for informative purposes and on an ‘as is’, ‘as available’ basis only without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, HealthLoco.com disclaims all warranties, express or implied, including, but not limited to, implied warranties of satisfactory quality, merchantability or fitness for a particular purpose, compliance with description, or the warranty of non-infringement.  Without limiting the foregoing, HealthLoco.com does not warrant that the functions contained in or access to the Site, HealthLoco.com Content or other content will be timely, uninterrupted or error-free or without omission. You agree not to hold HealthLoco.com liable for the any loss that is due to any circumstances beyond the control of HealthLoco.com.
4.2      The data and information made available on the Site are of a general nature and do not purport, and shall not in any way be deemed, to constitute an offer or provision of any professional or expert advice.  You should at all times consult a qualified expert or professional adviser to obtain advice and independent verification of the information and data contained herein before acting on it. Any arrangement made between you and a third party named on or linked to from these pages is at your sole risk and responsibility.
4.3      You acknowledge and agree that HealthLoco.com does not endorse or recommend, is not an agent, reseller or distributor of, and has no control over Third Party Products, and HealthLoco.com hereby expressly disclaims all liabilities and responsibilities arising in relation to any Third Party Products whether available or advertised via the Site or on Linked Sites.
4.4      You agree that all statements, offers, information, opinions, materials, User Content, and Third Party Products, from other users and from advertisers and other third parties on this Site should be used, accepted and relied upon only with care and discretion and at your own risk, and HealthLoco.com shall not be responsible for any loss, damage or liability incurred by you arising from such use or reliance.

  1. Linked Sites

5.1      HealthLoco.com may provide links to other sites (“Linked Sites”) that may be of relevance and interest to users. HealthLoco.com has no control over, and is not responsible for the content on the Linked Sites or for any damage you may incur from the Linked Sites (including any virus, spyware, malware, worms, errors or damaging material contained in the Linked Sites) or the availability of any content on the Linked Sites, and you hereby irrevocably waive any claim against us with respect to the Linked Sites.

  1. Notification of Infringement

6.1      HealthLoco.com reserves the right to investigate notices of copyright, trademark and other intellectual property infringement in respect of HealthLoco.com Content, and other material on the Site and take appropriate action. If you believe that your work has been used or copied in a way that constitutes Infringement and such Infringement is occurring on this Site, please notify HealthLoco.com in writing immediately in the form and containing the information prescribed by the Singapore Copyright Act (Cap. 63) (“Infringement Notice”).
6.2      All Infringement Notices shall be sent to HealthLoco.com addressed as follows:
The Company Secretary
57 Ubi Avenue 1, #03-02 Ubi Centre, Singapore 408936
enquiry@healthloco.com

6.3      HealthLoco.com will duly consider all Infringement Notices submitted in the above manner. In return, you agree that you shall not take any legal action or exercise any legal remedy you may have against HealthLoco.com in respect of any Infringing Material, unless you have first given HealthLoco.com the Infringement Notice and sufficient opportunity to remove the Infringing Material, and thereafter HealthLoco.com refuses or fails to remove the Infringing Material within a reasonable time. Where HealthLoco.com removes the Infringing Material in response to your Infringement Notice, you agree not to exercise and you hereby waive, any right of action against HealthLoco.com under applicable law which you may have in respect of any Infringing Material appearing on the Site prior to such removal by HealthLoco.com.

  1. Jurisdictional Issues

7.1      This Site is owned and operated by HealthLoco.com in Singapore.  HealthLoco.com makes no representation that the Contents of the Site are appropriate or available for use in your location. Those who choose to access this Site from any location do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

  1. Indemnity

8.1      You agree to indemnify and hold HealthLoco.com, and its subsidiaries, affiliates, officers, agents, partners, and employees, harmless from all claims, demands, actions, proceedings, liabilities (including statutory liability and liability to third parties), penalties, and costs (including without limitation, legal costs on a full indemnity basis), awards, losses and/or expenses, due to or arising out of:
8.1.1   any use of the Site;
8.1.2   your connection to the Site;
8.1.3   your breach of any terms and conditions of these conditions;

  1. Governing Law & Jurisdiction

9.1      These conditions and all matters relating to your access to, or use of, this Site shall be governed by and construed in accordance with the laws of Singapore including without limitation the provisions of the Singapore Evidence Act (Chapter 97) and the Electronic Transactions Act (Cap. 88), without giving effect to any principles of conflicts of law.
9.2      You hereby agree to submit to the non-exclusive jurisdiction of the Singapore courts.